What does it protect against? Our policy provides coverage for employment practices, including lawsuits arising from: Discrimination  Sexual harassment  Wrongful discipline  Negligent evaluation  Wrongful...

How much does it cost? Our standard MEMIC EPLI product is just $32 per full-time equivalent employee per year for the standard coverage with a deductible of $5,000 and a limit of $100,000. Other options for deductibles and higher limits are available...

1. Material Handling Natural resource industries often require workers to move heavy objects or repeat a series of motions. Either of these scenarios can contribute to a workplace injury. A few simple steps can lower the risk of these injuries. ...

Pre-Trip Inspection Before driving a motor vehicle, the driver must: Be satisfied that the motor vehicle is in safe operating condition. Review the last driver vehicle inspection report. Sign the report, only if defects or deficiencies w...

Before Cutting Suit up for safety first—because protective gear is your last line of defense. Always wear a hardhat, safety glasses, hearing protection, and sturdy gloves and boots (steel toe and cut resistant are best). Cut resistant pan...

Know vehicle adjustment controls and adjust them before you drive. Adjust the angle and position of the seat, back support and headrest. Keep ears, shoulders and hips aligned. Check the position of your seat in r...

MEMIC data analysis indicates the following are areas of concern in the transportation and utilities industries. Consider these issues and the recommended solutions that — if put into practice — can help make your business safer. 1. Mate...

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Some find it tempting to cheat the workers’ compensation system. The crime is an economic and social drain. Nationally, it costs billions each year and everyone pays—from higher premiums to undermining the legitimately injured worker who ...

A Advocate – A person who represents the interests of a party to an injury claim, typically an attorney for an insurance company or an employee. Alternate work / light duty / limited duty / modified duty / transitional work – Temporary wo...