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Photo Terms of Use
By submitting a photo you grant Maine Employers' Mutual Insurance Company (MEMIC) a royalty-free, worldwide, perpetual, non-exclusive license to reproduce, display, distribute, and create derivative works of the submission, in whole or in part, in any media now existing or subsequently developed, for any educational, promotional, publicity, exhibition, archival, scholarly and all other purposes. MEMIC will not be required to seek any additional approval in connection with such uses. You agree that it is your sole responsibility to obtain all permissions necessary for the grant of the aforementioned rights. By submitting a photo you warrant and represent that all photographs you submit are your own original work, do not infringe upon any copyright, invade any right of privacy, contain any defamatory, libelous or slanderous material, or violate any other right of any person or entity, and are not otherwise contrary to law. You hereby warrant that you are at least eighteen (18) years of age and competent to contract in your own name insofar as the above is concerned.

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