We're specialists in workers' compensation insurance

MEMIC Edge with EPLI

Employment practices liability insurance is the best thing to happen to workers’ comp in years. The strategies MEMIC recommends for reducing workplace injuries are some of the same strategies that reduce your risk to employment-related lawsuits.  


We offer MEMIC Edge with EPLI* as a special endorsement to our workers' compensation policy. Not only do you get the added peace of mind that comes with coverage for employment practice lawsuits, but you also get access to tools that help avoid conflicts in the first place.

EPLI gives you protection against lawsuits resulting from claims of:


  • discrimination,
  • sexual harassment
  • wrongful discipline or termination
  • negligent evaluation
  • failure to employ or promote
  • breach of employment contract
  • deprivation of career opportunities
  • wrongful infliction of emotional distress


If you find yourself targeted for an employment-related lawsuit, our expert partners will work with you to make sure you have the tools and information you need. And, if necessary, we’ll provide you with our specialized legal defense.


arrow  Go to For Employers: MEMIC Edge with EPLI to learn more


* Available for Maine policyholders only at this time. New Hampshire policyholders will soon be added with more states to follow.


MEMIC Edge Helpline

If you've added EPLI to you policy, access the best in support and training.

arrow  Go to MEMIC Edge Helpline




FACT: Six of 10 employers have faced an employment related lawsuit in the last five years.


FACT: More than 700 discrimination, harassment, wrongful termination and other employment related claims are made to the Maine Human Rights Commission each year.


FACT: Legal defense costs can reach tens of thousands of dollars per employment case.


FACT: General liability insurance policies don’t generally cover employment related lawsuits.


FACT: More than 40 percent of these lawsuits are filed against employers with fewer than 100 employees.