We help your customers get better results
Choosing MEMIC

MEMIC earns praise from customers, regulators and independent organizations for our service and financial stability. That’s the difference that your customers get when you place their workers’ compensation with MEMIC. 


  • A.M. Best ratings
    A.M. Best, the insurance industry’s most respected benchmarking organization, has high confidence in MEMIC. To read more about the our ratings, go to www.ambest.com. To read more about A. M. Best ratings and methodology, go to www.ambest.com/ratings
  • Service  -  safety and claims
    We're known around the country as innovators in safety service, but don't forget about the value of our claims handlers, all of whom are workers' comp specialists.
  • Ratings, credits and coverage
    We offer competitive rating tiers and your insureds may qualify for credit programs.
  • Easy pay
    Whether your customer is a small seasonal employer or a big business, one of our payment plans and methods is right for them.
  • Online bill pay
    Your customers can pay their installment bills online. They can schedule future payments, review payment history and opt for paperless billing too.
  • New! Online Audit
    Now policyholders of a certain size premium can easily and securely submit information online to reconcile premiums. They can upload documents and enter needed information all from their desktop.
  • States covered 
    We can provide coverage in more than 45 states plus the District of Columbia.
  • Low administrative costs
    MEMIC maintains a low expense ratio, and we pass the savings on to our policyholders.
  • Employment Practices Liability Insurance (EPLI)  
    Through a unique endorsement, in some jurisdictions, we offer a quality EPLI product to your customers. The standard MEMIC EPLI plan has a $5,000 deductible and a $100,000 limit, and is affordable for even the smallest employer.


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