With MEMIC, get comprehensive safety and claims service


Claims Services

When there's an injury, our claim department is there to ease the process—from working with medical providers to containing costs to resolving disputes.


  • Claim handlers
    Our experienced claim team members are specialized in state workers' comp laws and will serve as your primary point of contact.
  • Claim reviews
    Keeping caseload ratios below industry average gives our claim handlers the time to build a relationship with you. 
  • Injury reporting
    We offer four easy ways to report an injury. We also handle all state filings for you. 
  • Fact finding 
    Every claim gets a prompt and thorough review. On lost-time claims, both employer and employee are contacted within 24 hours and medical providers are contacted within 48 hours. 
  • Medical assistance
    When serious injury strikes, our medical and disability specialists step in and coordinate care for early and safe return to work. And our thorough medical bill review process and prescription drug card program pass on significant savings to you. 
  • Fraud
    Our in-house special investigation unit is made up of licensed investigators and pursue 2 to 3 times as many doubtful claims as industry average. This saves policyholders an average of $2.5 million every year. 
  • Legal counsel
    MEMIC's in-house team of attorneys know claims law. Where other carriers provide an outside firm, our team already knows the specialized ins and outs. We resolve more disputes before they turn to costly litigation.


blue arrow  Report an injury
arrow  Learn about the claims process
arrow  Ask about a claim
arrow  Find a medical provider